What is my Credit Score?
Your credit score influences the credit that’s available to you and the terms (interest rate, etc.) that lenders offer you. It’s a vital part of your credit health.
When you apply for credit – whether for a credit card, a car loan, or a mortgage – lenders want to know what risk they’d take by loaning money to you. When lenders order your credit report, they can also buy a credit score that’s based on the information in the report. A credit score helps lenders evaluate your credit report because it is a number that summarizes your credit risk, based on a snapshot of your credit report at a particular point in time.
Credit scores are often called “FICO Scores” because most credit bureau scores used in the U.S. are produced from software developed by FICO (Fair Isaac and Company). But it’s important to understand that not every credit score you can buy online is a true FICO Score.
How does Credit Repair work?
By systematically disputing inaccurate, erroneous, and unverifiable entries on your credit report. Credit repair was made possible by the Fair Credit Reporting Act of 1971. Once a consumer has challenged or disputed items on the report, it then becomes the creditor’s responsibility to respond to those disputes by validating their accuracy or deleting them from your report.
What is the Fair Credit Reporting Act?
This law gave ordinary consumers many new rights; one of the most important of which was the right to dispute inaccurate information on your credit report. There are other facets of the Fair Credit Reporting Act allowing consumers to challenge the validity of their credit reports.
I'm a start-up. Can I be approved for business credit and business funding?
YES! You CAN BE approved for funding and build your business credit! Even a new company that has been in business for less than a year or even less than 1 day can be approved for business credit. Funding for your company is often available, too.
What is Credit Repair?
Credit repair is a legal process that involves deleting or correcting incorrect, out of date, or inaccurately reported information from your credit report on file with the major bureaus.
How Effective is Credit Repair?
Credit repair is extremely effective. But results will vary GREATLY depending on your own knowledge and the methodology you use to dispute items on your report. Simply mailing off angry letters to the credit bureaus without fully understanding how their OCR and E-Oscar computers work will not yield positive results.
One of the main reasons credit repair is not as effective as it should be is that it is rarely executed properly. Going online to dispute the credit bureaus without knowing what you’re doing will be no more effective than sending letters.
We understand the “dos and the don’ts” of the credit repair process. In addition, we have the knowledge needed to do the job right, and access to the most advanced dispute tactics in existence.
Can I get Business Funding fast?
Yes you can secure cash funding within 60 days or less. Some funding options fund within 24 hours! Get approved for net 30 accounts quickly to build your business credit.
What is my Business Credit Score?
Credit repair is extremely effective. But results will vary GREATLY depending on your own knowledge and the methodology you use to dispute items on your report.
Simply mailing off angry letters to the credit bureaus without fully understanding how their OCR and E-Oscar computers work will not yield positive results.
One of the main reasons credit repair is not as effective as it should be is that it is rarely executed properly. Going online to dispute the credit bureaus without knowing what you’re doing will be no more effective than sending letters.
We understand the “dos and the don’ts” of the credit repair process. In addition, we have the knowledge needed to do the job right, and access to the most advanced dispute tactics in existence.
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