Sandy is proudly serving as a board member for NACSO (National Association of Credit Services Organizations). She attended Appalachian State University on a full academic scholarship and graduated with a degree in Accounting. She received an MBA from NC State University where she published an article that is used as a teaching tool at Universities such as Rutgers and Purdue. She has 5 amazing children and has the pleasure of owning this business with her wonderful husband Paul. She loves helping clients and business owners make their dreams come true!
Meet our team

Sandy Northup
Chief Executive Officer / CEO

Paul Northup
Chief Operations Officer / COO
Paul has a bachelor’s degree in communications and a master’s degree in business administration. He has spent his entire career in the IT industry, both in sales and software training before joining A Plus Credit full-time. He never looked back! Now Paul’s favorite thing is the expression on client’s faces after going through their life-changing program and achieving their goals! Outside of work, Paul enjoys spending time with his family, traveling, and sports.

Kevin Conover
Regional Sales Manager
Kevin Conover has a degree in accounting. He speaks around the world teaching personal, professional, and financial development skills. His focus is on helping as many people as possible to become financially secure and debt-free. He currently lives in Arizona with his wife, Lundyn, and his four children.

Dexter Leonard
Director of Business Funding
Dexter Leonard has been in the lending industry for more than 20 years and has funded loans that range from $20K to over $2M. Having played baseball in college, Dex continues to love sports and spending time with his wife and 2 children.
REBUILD YOUR CREDIT WITH NEW POSITIVE REVOLVING CREDIT LINES!
A+ Financial Services
No matter what your financial objective is, we’ve got you covered! We will work with you as long as it takes to achieve your financial goals. We pride ourselves on a proven track record of providing an expert credit repair service and experienced support leading to outstanding results for our clients. We help clients with their personal credit and financial strategies. We also consult with business clients to help them build business credit and to get access to traditional and non-traditional funding sources not found easily outside of our program. No matter your financial needs, our goal is to help you achieve your financial dreams!
Our customers deserve our respect and courtesy. We listen to them and treat them as individuals as we work diligently to solve their credit problems. As a result, a high percentage of our business is from repeat customers and referrals. We have a responsibility to help our clients develop the skills they need to get back on track financially; therefore, we offer financial planning and counseling. We strongly believe it is unfair to take advantage of someone when they are in an unfortunate situation. We offer reasonable rates and a money-back guarantee.
Our goal is to help you achieve your financial dreams!
Flexibility
Strong Leaders
Best Education
Client Oriented
Rich Experience
Rebuild Your Credit
Let us improve your CREDIT SCORE!
We are committed to providing the best credit repair service and obtaining the highest credit scores possible for each client.