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Sandy Northup
Chief Executive Officer / CEO
Sandy is proudly serving as a board member for NACSO (National Association of Credit Services Organizations). She attended Appalachian State University on a full academic scholarship and graduated with a degree in Accounting. She received an MBA from NC State University where she published an article that is used as a teaching tool at Universities such as Rutgers and Purdue. She has 5 amazing children and has the pleasure of owning this business with her wonderful husband Paul. She loves helping clients and business owners make their dreams come true!

Paul Northup
Chief Operations Officer / COO
Paul has a bachelor’s degree in communications and a master’s degree in business administration. He has spent his entire career in the IT industry, both in sales and software training before joining A Plus Credit full-time. He never looked back! Now Paul’s favorite thing is the expression on client’s faces after going through their life changing program and achieving their goals! Outside of work, Paul enjoys spending time with his family, traveling, and sports.
“ My personal credit is not that good. After getting turned down at multiple banks, because of my personal credit, I signed up with the business credit program so I could start building my business credit. It took longer than I wanted. I wanted everything to happen right away. After the six months coaching program, I made some really good progress. I obtained about $10,000 so far. Thanks guys, I appreciate it. ”Brett B Russell
Indianapolis,IN
So glad to get opportunity to work with Sandy!
Sandy has helped our customers to acquire storage sheds in their yard instead of throwing their money away at self storage facilities, while helping her clients rebuild their credit by purchasing sheds with small item financing.
November 5, 2019

Carol A Smith
Co-Owner – BAS Buildings, LLC
Sandy,
Thank you for being so great at what you do. I was a skeptic when you told me you could help me fix my credit. I was shocked to see over 40 deletions after only 1 month. I wouldn’t have believed it could happen if I hadn’t seen it with my own eyes. I know you say that there is no magic pill to erase credit, but Girl, you are the best.

Natasha P
Smithfield, NC
A+ Credit is appropriately named. The people there are extremely kind, warm hearted and know the proper way to help. They get an A+ in my book!

Tony C
Raleigh, NC
I met Sandy in 2012 and she has been a critical part of the change in our lifestyle. Coming from 2009 and losing everything to now, having good credit and able to live life efficiently and the way life was meant to live. Because of Sandy we have been able to purchase a new home, 3 new cars, and a credit card to every type of store you can imagine. If you need a change in life style, you need to start here!

Anthony D
Garner, NC
A+ Credit and Financial truly raises the bar in the credit repair industry. With complete integrity, transparency, and a true passion of changing people’s lives, I feel honored to be able to give an endorsement to the CEO Mrs. Sandy Northup for her commitment.

Pablo G
Raleigh, NC
Everyone loves Sandra!
I’ve had the pleasure of knowing her for awhile now and I am honored to know her and to have worked with her.
Her upbeat personality and elite professionalism makes anyone who has come in contact with her smile and appreciate her attitude, work ethic, and overall demeanor.
As for the Abers … we consider her and her family part of ours.
July 5, 2014, Linked-In

Brian C. Aber
President - Rising Point Solutions LLC
Hey Sandy, just wanted to shoot you a thank you note. Keith re-ran our credit Tuesday and YOU DID IT!! My middle score is 644. Thank you so much for all of your hard work and progress. Our loan docs are being sent to the underwriters today…keep your fingers crossed. It’s been a real pleasure working with you and I have recommended you to LOTS of people, friends, family, strangers …anybody who’s breathing lol

Kimberly B.
Youngsville, NC
I LOVE my NEW INFINITY! They didn’t even ask for proof of income! UNBELIEVABLE.
Scores from 550 to 680 in 4 months.

Johnny S.
Raleigh, NC
Hi Sandy,
Today we went out to Cheswick and picked out a plan to build. Things are going great. This weekend we sign the papers to start construction. I want to thank you once again for all your help.

Josie R.
Knightdale, NC
Oh my gosh! We love you, Sandy! After working with another credit repair company for over 8 months, you were able to make 1 phone call and immediately fax the documentation to our lender that we needed to close on our home. Thanks so much for caring about us and for going the extra mile.

Jessica S.
Raleigh, NC
Thank you, Pablo, for introducing me to A+ Credit. Sandy and the team not only removed the bad information, but they also told me the “tricks of the trade” so that our scores were ready to go in just 45 days. I can hardly believe that we were able to get the 60 points we needed in such a short period.

Kelly P.
Angier, NC
Sandy,
Thanks for always being there for me. I appreciate your advice and willingness to help me through thick and thin. You guys will be on my Christmas card list forever….

Sara F
Durham, NC
WOW! 62 deletions in less than 6 months. I wouldn’t believe it if it hadn’t been me. Thanks A+ Credit!!

Dishaun W
Greenville, NC
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