A+ PLUS FINANCIAL SERVICES – Credit Repair and Counseling

FREE DOWNLOAD: CREDIT SECRETS EXPOSED!

We specialize in helping our clients substantially raise their credit score and establish a financial foothold on their future. No matter what your financial objective is, we’ve got you covered! We will work with you as long as it takes to achieve your financial goals. We pride ourselves on a proven track record of providing an expert credit repair service and experienced support leading to outstanding results for our clients.

We help clients with their personal credit and financial strategies. We also consult with business clients to help them build business credit and to get access to traditional and non-traditional funding sources not found easily outside of our program. No matter your financial needs, our goal is to help you achieve your financial dreams!

Our customers deserve our respect and courtesy. We listen to them and treat them as individuals as we work diligently to solve their credit problems. As a result, a high percentage of our business is from repeat customers and referrals.

We have a responsibility to help our clients develop the skills they need to get back on track financially; therefore, we offer financial planning and counseling. We strongly believe it is unfair to take advantage of someone when they are in an unfortunate situation. We offer reasonable rates and a money-back guarantee.

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YOUR CREDIT SCORE AFFECTS:

Home Mortgages

Not only does credit affect your monthly mortgage payment amount, but also determines if you qualify for the loan in the first place.

Auto Loans

Good credit is the difference between a $450/mo car payment or a $235/mo car payment for the SAME CAR!

Apartment Applications

Many communities require a complete background check, INCLUDING credit if you want to be approved for the apartment community.

Employment

Many professions from a wide range of fields do credit checks as part of the employment pre-screening process

Credit Cards

Your credit score determines not only your interest rate and credit card payments but also which types of cards you may receive and their credit limits.

Insurance

Insurance plans, rates, and premiums can all be affected by your credit score.

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How We Help You Improve Your Personal Credit

We are committed to providing the best credit repair service and obtaining the highest credit scores possible for each client. 1. You will be given an individual free credit consultation to assess your needs. 2. An individual consultant will be assigned to your case. 3. Based on your credit report and our consultation, a personalized action strategy will be developed to address your credit needs. 4…

What Can We Do to Help You Improve Bad Credit?

We will sit down with you and review your credit reports, verifying that they are accurate, complete, and up to date, and make note of any discrepancies, including accurate data that was improperly reported or old. We will, on your behalf, dispute any false or inaccurate information that is listed on your credit report with the major credit reporting bureaus, and directly with your creditors. We’ll also assist you with the tools you need to develop and stick to a personalized financial plan, including a financial analysis, education and counseling. We offer reasonable fees and…

Lives Changed

Funding Acquired

Items Removed

Debt Eliminated

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5 Reasons Why Your Business Needs Business Credit

#1 Access to funding and managing cash flow is the single biggest concern for business owners. By establishing and building a Business Credit Asset™, businesses can access new funding sources to ensure positive cash flow.

#2 Secure new financing options. A strong business credit file can be the difference between receiving funds or not. Approval for most small business loan decisions …

BUSINESS CONSULTING WITH A+ PLUS FINANCIAL

Remember, when you where a kid and you thought you could do anything you dreamed? But then your thinking changed…You went to school and you started learning the limits of what’s possible. When you graduated, grades decided if you would have a good job. Then you landed the job that would bring experience and offer a whole new world of hope.. Then on to another job and then another… As time went on, you started wondering if you will ever achieve anything truly GREAT….

866-591-2769Give Us A Call! We Can Help!

WHAT OUR CLIENTS SAY…

FREE CONSULTATION

“ My personal credit is not that good. After getting turned down at multiple banks, because of my personal credit, I signed up with the business credit program so I could start building my business credit. It took longer than I wanted. I wanted everything to happen right away. After the six months coaching program, I made some really good progress. I obtained about $10,000 so far. Thanks guys, I appreciate it. ”

Brett B Russell
Indianapolis,IN

So glad to get opportunity to work with Sandy!
Sandy has helped our customers to acquire storage sheds in their yard instead of throwing their money away at self storage facilities, while helping her clients rebuild their credit by purchasing sheds with small item financing.
November 5, 2019

Carol A Smith
Co-Owner – BAS Buildings, LLC

Sandy,

Thank you for being so great at what you do. I was a skeptic when you told me you could help me fix my credit. I was shocked to see over 40 deletions after only 1 month. I wouldn’t have believed it could happen if I hadn’t seen it with my own eyes. I know you say that there is no magic pill to erase credit, but Girl, you are the best.

Natasha P
Smithfield, NC

A+ Credit is appropriately named. The people there are extremely kind, warm hearted and know the proper way to help. They get an A+ in my book!

Tony C
Raleigh, NC

I met Sandy in 2012 and she has been a critical part of the change in our lifestyle. Coming from 2009 and losing everything to now, having good credit and able to live life efficiently and the way life was meant to live. Because of Sandy we have been able to purchase a new home, 3 new cars, and a credit card to every type of store you can imagine. If you need a change in life style, you need to start here!

Anthony D
Garner, NC

A+ Credit and Financial truly raises the bar in the credit repair industry. With complete integrity, transparency, and a true passion of changing people’s lives, I feel honored to be able to give an endorsement to the CEO Mrs. Sandy Northup for her commitment.

Pablo G
Raleigh, NC

Everyone loves Sandra!
I’ve had the pleasure of knowing her for awhile now and I am honored to know her and to have worked with her.
Her upbeat personality and elite professionalism makes anyone who has come in contact with her smile and appreciate her attitude, work ethic, and overall demeanor.

As for the Abers … we consider her and her family part of ours.
July 5, 2014, Linked-In

Brian C. Aber
President - Rising Point Solutions LLC

Hey Sandy, just wanted to shoot you a thank you note. Keith re-ran our credit Tuesday and YOU DID IT!! My middle score is 644. Thank you so much for all of your hard work and progress. Our loan docs are being sent to the underwriters today…keep your fingers crossed. It’s been a real pleasure working with you and I have recommended you to LOTS of people, friends, family, strangers …anybody who’s breathing lol

Kimberly B.
Youngsville, NC

I LOVE my NEW INFINITY! They didn’t even ask for proof of income! UNBELIEVABLE.

Scores from 550 to 680 in 4 months.

Johnny S.
Raleigh, NC

Hi Sandy,
Today we went out to Cheswick and picked out a plan to build. Things are going great. This weekend we sign the papers to start construction. I want to thank you once again for all your help.

Josie R.
Knightdale, NC

Oh my gosh! We love you, Sandy! After working with another credit repair company for over 8 months, you were able to make 1 phone call and immediately fax the documentation to our lender that we needed to close on our home. Thanks so much for caring about us and for going the extra mile.

Jessica S.
Raleigh, NC

Thank you, Pablo, for introducing me to A+ Credit. Sandy and the team not only removed the bad information, but they also told me the “tricks of the trade” so that our scores were ready to go in just 45 days. I can hardly believe that we were able to get the 60 points we needed in such a short period.

Kelly P.
Angier, NC

Sandy,

Thanks for always being there for me. I appreciate your advice and willingness to help me through thick and thin. You guys will be on my Christmas card list forever….

Sara F
Durham, NC

WOW! 62 deletions in less than 6 months. I wouldn’t believe it if it hadn’t been me. Thanks A+ Credit!!